Gaming Emulators, ATM Limits, and Whistleblowing

Dear Brian,
I am currently looking for a device that can run retro game emulators. I have heard good things about the Chinese company JXD and their relatively inexpensive “portable game players” specifically the jxd s5110b and s7800b. Does anyone know if these devices are decent and can run GBA, SNES, even N64?

All you need is an Android device. Those models look familiar – I believe I’ve reviewed them before.

My colleague, Travis Fahs wrote a great list of console and arcade emulators for Android. He’s a veteran gaming journalist from IGN and Hardcore Droid.

List of the Best Android Game Emulators

Android is the OS, emulators are the “consoles,” and roms are the game images. You can find roms all over the Internet. Check piracy, warez, cracking, and torrent sites.

Load the correct Rom through the correct emulator, and you have games.

Here’s a variety of Android-powered gadgets you can play emulator/roms on, including a watch, projector, game-oriented devices, etc. The Best Holiday Gifts for Mobile Gamers

Also, there’s VR, though older games will look terrible in VR because of in-your-face menus (and the lack of 360-degree video) Virtual Reality Gear to Look for in 2016

Why is there a maximum Bank of America ATM withdrawal?

Like just about every other fee the bank charges, there’s no reason except to protect the bank’s assets. Your bank account balances are insured by the FDIC up to $250,000, so it’s really not your problem if you’re robbed at the ATM machine for any amount up to that. You’ll have the funds returned to you by filing a claim, and the bank will be out the money (which it will, quite slickly, transfer to the government taxpayers).

There are some workarounds you can use in a pinch, such as getting cash back on small purchases, but you’ll be bound by merchant limits per transaction up to the maximum daily purchase limit of your ATM card.

You can call the bank to request both ATM withdrawal and purchase limits to be raised. Typically they start at $300-$500 for withdrawals, and $800-$1500 for purchases, regardless of what bank or credit union you use.

You can also subvert limits by transferring to other accounts. Sign up for Google Wallet and PayPal for two more debit cards that can accept balance transfers from your bank to triple your limit with only one bank account. Opening multiple bank accounts is another option.

Of course, as far as I know, Bank of America is still using Windows XP both internally and on their ATM’s, and it’ll likely be another decade before they move off it, considering it took about that long just to integrate the proprietary COIN system California bank accounts are tracked/serviced on into the platform used for the rest of their accounts (minus Oregon and Washington).

Banks have insanely slow project management and seem to have very little respect for IT and technology in general, so their databases are hopelessly outdated. In addition, “too big to fail” banks like Bank of America got “too big to fail” through acquisitions, and files were often left on older systems, making training a challenge.

It was 2010 (over a year since I installed Windows 7 on my home PC) that Bank of America finally migrated acquired Countrywide software to Windows XP. Think about that – 5 years ago, this company was still migrating to an operating system that Microsoft stopped supporting in early 2014.

This is the bank you’re trusting with your money. I wouldn’t recommend it.

Dear Brian,
What happens to a person who is labeled as a whistleblower?

All whistleblowers suffer. Edward Snowden may have gotten a couple million selling his story, but his every day life sucks.

When you blow the whistle, you’re isolated from everyone. For me, the bank told everyone I was a terrorist, so many freaked out about me possibly killing them, whereas others recognized I was being railroaded and stuck by me.

My girlfriend left me when I blew the whistle, and it drove a wedge between me and my friends/family. The heat of standing against a large corporation scared many people in my life away that I thought were friends. At the same time, people I previously only recognized as auxiliary characters in my life become much more important.

I don’t trust anyone anymore, which made my romantic relationships suffer quite a bit.

I’ve gotten laid a lot more than I ever did before. In fact, with nothing left to lose, I lived the last four years throwing all caution to the wind. In doing so, I’ve made a lot of enemies, experienced a lot of amazing things, and met people I never would’ve otherwise.

I describe a lot of the downsides to whistleblowing because they exist, but they’re not things I dwell on. I’m actually happier than I’ve ever been. Blowing the whistle freed me of mental constraints and sparked a personal journey that evolved me as a person.

I’m featured in the January 2016 issue of High Times discussing a jail term due to a court case stemming from my whistleblowing effort all that time ago. It’s a bit of a double-edged sword overall.

The one point I’d stress over anything else as to what happens to you when you become a whistleblower is you drive yourself insane. Your reality becomes detached from the shared reality of everyone else. That’s when I noticed my life was getting crazy and deduced it must be a reflection of myself.

Brian Penny Beard Mohawk Whistleblower VersabilityBrian Penny is a former Business Analyst and Operations Manager at Bank of America turned whistleblower, troll, and freelance writer. His work has appeared on The Street, High Times, Huffington Post, and Fast Company.


Dr. Brian Penny is a former Business Analyst and Operations Manager at Bank of America turned whistleblower, troll, and freelance writer. You can find his work in Cracked, High Times, HuffPost, Lifewire, Forbes, Fast Company, and dozens of other places, although much of it is no longer under his name. Dr. Penny loves annoying fake media.

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